The Chapter 7 bankruptcy process takes between three to four months to discharge (What's that mean? After 4 months-- You Are Debt Free!), you will have filing fees and administrative fees, totaling approximately $299.  The process commonly requires one or two trips to the courthouse.

Your Total Bankruptcy Package and what it includes:

            Cost of the total Credit and BK Preparation Package-- If for a Chapter 7 $295  If for a Chapter 13 $354

ORDER THE COMPLETE BANKRUPTCY PACKAGE

Your complete BK package includes...

To order you Bankruptcy Package so that you can eliminate debt, old income taxes, stop wage garnishments, attachments, law suits, creditors, Stop or Postpone foreclosure, etc...  Just complete the simple form below.

Your complete Bankruptcy Package will then be emailed to you in PDF format with 2 business days.

 

Remember, please do not use FREE email accounts for receipt of your Bankruptcy Package, such as Yahoo and Hotmail.  In almost all circumstances these have insufficient storage space to accommodate your Tri merged Report, Credit Kit, and Bankruptcy  Info Packet.  Please use a paid account such AOL, MSN, etc.

 

First Name  Middle Initial

Last Name  Phone

Fax   Email

Street Address  

CityState Zip

Spouse First Name  Sp Middle Initial

Spouse Last Name

Your Social Spouse Social Necessary to run credit and prepare your

BK file.

Your All Solutions Network ID# if applicable

                If Chapter 7  (total debt discharge)$295 for total package.

                If Chapter 13 (debt repayment through BK trustee) $354

First, submit your order here--  Then on the following page, submit payment, via PAY PAL, VISA, M/C, or DEBIT CARD

 

 

Your complete Bankruptcy Package with all forms and calculations will be emailed to you in PDF format and ready for signing and filing with 5 business days of our receiving the bankruptcy information packet.

 

Bankruptcy Overview      To File or not to File

The bankruptcy information packet asks for a description of:

 

Filing for bankruptcy puts into effect something called the "automatic stay." The automatic stay immediately stops creditors from trying to collect what is owed to them. So temporarily, creditors cannot garnish wages, empty bank accounts, go after cars, houses or other property, or cut off utility services.

 

WE WILL PREPARE YOUR FORMS EXACTLY AS TO THE INFORMATION YOU GIVE US.  ALTHOUGH, ALL WORK IS SUBJECT TO ATTORNEY REVIEW, WE ARE NOT ATTORNEYS AND CAN NOT GIVE LEGAL ADVICE.

   

DO YOU HAVE QUESTIONS?  

Write to FORUM our experts will either provide the answer of show exactly where to get it. 

 Need the answer right now?  

Call us at (916) 532-0010 between 10:00am and 5:00pm pst.

As Bankruptcy Petition Preparers we gladly put together the documents for persons who will represent themselves in court (Pro Per) or have an attorney review his documents and possibly represent him from that point.

 

Should You Represent Yourself in Court?

That is, of course, your decision-- but these are the facts. 

If most of your debt is credit cards, personal loans, car loans, home loans, etc-- In other words not business debt-- your appearance in court will consist of the trustee asking-- "Is the information on your bankruptcy correct?"  You answer "Yes" The Trustee then says "do any creditors want to challenge this" --- 9 out of 10 times, a normal consumer bankruptcy will not have any creditors attend.  If that is the case the trustee says, absent any challenge to the foregoing I will order that all debts are discharged.  And you have final discharge within 60 days.  And when a creditor does show up, they are usually there to try to get you to reafirm their debt-- In other words-- "If you agree to continue to pay us and have this debt discharged, we will agree to let you keep the credit card, (or whatever), and allow you to borrow an additional $500 dollars.